The Dataset

From now on, we are working with a larger dataset. It consists of data from individuals. Of these, are creditworthy ("repays") and are not creditworthy ("does not repay").

What should the decision threshold be so that only individuals who will repay the loan receive it?

What should the decision threshold be so that all individuals who will repay the loan receive it?

At what credit score would you grant a loan? Justify your answer based on the dataset shown.